Information We Collect

Personal Information

When you create an account with lymoravenque, we collect information you provide directly to us. This includes your name, email address, phone number, and billing information. We also collect information about your financial goals and budgeting preferences to customize your experience.

Financial Data

Our platform allows you to track expenses and manage budgets. We collect and store transaction data, spending categories, budget limits, and financial goals you set within our system. This information remains encrypted and is never shared with third parties without your explicit consent.

How We Use Your Information

We use collected information to provide and improve our expense budgeting services. Your data helps us create personalized budget recommendations, generate spending insights, and send relevant notifications about your financial goals.

• Provide core budgeting and expense tracking functionality
• Generate personalized financial insights and recommendations
• Send account notifications and budget alerts
• Improve our platform through usage analysis
• Comply with legal and regulatory requirements
• Prevent fraud and ensure platform security

Information Sharing and Disclosure

Third-Party Services

We work with select third-party service providers to deliver our platform functionality. These include cloud hosting services, payment processors, and analytics providers. All third parties are contractually bound to protect your information and use it only for specified purposes.

Legal Requirements

We may disclose your information when required by Australian law, court orders, or regulatory authorities. This includes compliance with the Privacy Act 1988, Australian Consumer Law, and financial services regulations.

Data Security and Protection

We implement industry-standard security measures to protect your information. All data transmission uses TLS encryption, and stored data is encrypted using AES-256 encryption standards. Our servers are hosted in secure Australian data centers with restricted physical access.

• End-to-end encryption for all data transmission
• Multi-factor authentication for account access
• Regular security audits and penetration testing
• Employee background checks and security training
• Automated threat detection and monitoring systems
• Regular data backups with encrypted storage

Your Rights and Choices

Access and Control

Under Australian privacy law, you have the right to access, correct, and delete your personal information. You can update most information directly through your account settings, or contact us for assistance with more complex requests.

Data Portability

You can export your financial data from lymoravenque at any time. We provide data export functionality in common formats including CSV and PDF. This allows you to transfer your information to other budgeting platforms if desired.

Account Deletion

You may delete your lymoravenque account at any time through your account settings. Upon deletion, we will remove your personal information within 30 days, though some records may be retained for legal compliance purposes as outlined in our retention schedule.

Cookies and Tracking

Our platform uses cookies and similar technologies to enhance user experience and analyze platform usage. Essential cookies are required for basic functionality, while analytics cookies help us understand how users interact with our features.

You can control cookie preferences through your browser settings. Disabling certain cookies may limit some platform functionality, but core budgeting features will remain available.

International Data Transfers

Your information is primarily stored and processed within Australia. In limited cases, data may be transferred to service providers in other countries with adequate privacy protections. Any international transfers comply with Australian Privacy Principles and include appropriate safeguards.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. We will notify users of significant changes via email and platform notifications at least 30 days before implementation. Continued use of lymoravenque after policy updates constitutes acceptance of the revised terms.

Children's Privacy

lymoravenque is designed for users aged 18 and older. We do not knowingly collect personal information from individuals under 18. If we become aware that we have collected information from someone under 18, we will delete it promptly and restrict account access.